Confidential payments – HCX PAY utilizes several privacy techniques and technologies to obfuscate transaction outputs using “ring signatures" and hide transaction amounts transacted with ring confidential transactions (RingCT) utilizing cryptographic committments - represents amounts without revealing amounts.

Unlinkable transactions – HCX PAY transactions can’t be linked between the sender and the recipient enabled by dual key stealth addresses to hide the destination of the address being paid.

Conditional payments – HCX PAY utilizes advanced technology to enable event, time, behavior, human data,  and IoT activity based payouts with trusted oracles.

Egalitarian proof-of-work – HCX PAY hash function is designed for CPU and/or GPU mining for performant processing

Tokenized asset-to-payment swap – HCX PAY enables tokenization and automated payouts on healthcare and non-medical wrap-arounds

ASIC Resistant – HCX PAY CryptoNight algorithm adjustments reduce the risk of miner centralization and consequential network security damage

Adaptive limits – HCX  PAY network intelligently adjusts its parameters based on the historical data.

Payment widgets and SDKs – HCX PAY to support revenue management,  HSA, POS, Apple,  FHIR,  Google, and  exchange integration.

KEY NETWORK BENEFITS

  • Confidential payments with no third-party privacy/payment risk
  • Reduced transaction fees
  • Trusted and reputable  "anonymous witnesses" to verify real-world events, adjudicate predefined smart contract terms, and notarize cryptographic transactions
  • Negligible risk of behavior tracking
  • Optional "auditing window" for transaction verification for your auditors and regulators 
  • Negligible risk of business transaction tracking
  • New event, activity, and outcome based payment experiences
  • More efficient and less costly billing processes
  • Decentralized node operator network for maximum security


OUR TEAM

CYRUS MAAGHUL
PRODUCT STRATEGY
BLOCKCHAIN

MATTHEW CONBOY
INNOVATION
HEALTH INSURANCE

ILIAS ALEXOPOULOS
MOBILE ENGINEER
LLOYDS BANKING GROUP

JIM SPRING
SOFTWARE ENGINEER
DISTRIBUTED SYSTEMS

TOSHIO SPOOR
CHIEF TECHNOLOGY OFFICER
BYELEX BV

ANDREAS FREUND, PHD BLOCKCHAIN STRATEGIST CONSENSYS

JASON MA
SOFTWARE ENGINEER
BLOCKCHAIN

RECOGNIZED BLOCKCHAIN EXPERTISE

HCX PAY PRIVACY

NETWORK

CAPABILITIES

(Token: HCXP)

Decentralized, Autonomous, and Privacy-Preserving Innovation for the Financial, Insurance, and Healthcare Industries

(click profile photos for more info)

ANNAX THONGSAMI
           SYSTEMS ENGINEER               MULTIPLATFORM

MITCHEL SCHWINDT, MD
         BOARD CERTIFIED           MENS HEALTH

ALEX DANZBERGER
                     FINANCE                       PRIVATE INVESTOR

CORE HCX PAY SOLUTIONS

HCX INSURE - Autonomous Risk Transfer Platform ('HCXI')

Blockchain-based platform for the manufacturing, exchange, and management of parametic and non-parametric insurance and derivative products.  Private placement started on May 1, 2019. Accredited investors can email ir@hcxpay.io for more information.

HCX PAY - Layer One Privacy Payment Network ('HCXP')

Privacy-preserving peer-to-peer payment network for confidential payments, layer one privacy applications, and side chain integration utilizing a native bockchain based on CryptoNote and Monero security capabilities. Mainnet launched November 2018. The HCXP token is listed on the Exrates Exchange. 

HCX DATA - Sovereign Data Management ('HCXD')

DApp to manage the security, privacy, distribution, and sale of consumer owned data for research, marketing, and machine learning and AI applications. Development to begin in early 2021. 

COMPANY INFORMATION

HealthCombix, Ltd. Doing Business as HCX PAY

HealthCombix, Ltd. is Domiciled in Belize #172059

NETWORK APPS

The deployment of autonomous business models powering financial, insurance, and healthcare solutions for unprecedented human condition improvement. 

OUR UNIVERSAL VALUE PROPOSITION

The core HCX PAY solutions are in development to help transform the insurance, health care, and capital markets.  Some use cases for these technologies are discussed in our White Paper.