Confidential payments – HCX PAY utilizes several privacy techniques and technologies to obfuscate transaction outputs using “ring signatures" and hide transaction amounts transacted with ring confidential transactions (RingCT) utilizing cryptographic committments - represents amounts without revealing amounts.

Unlinkable transactions – HCX PAY transactions can’t be linked between the sender and the recipient enabled by dual key stealth addresses to hide the destination of the address being paid.

Conditional payments – HCX PAY utilizes advanced technology to enable event, time, behavior, human data,  and IoT activity based payouts with trusted oracles.

Egalitarian proof-of-work – HCX PAY hash function is designed for CPU and/or GPU mining for performant processing

Tokenized asset-to-payment swap – HCX PAY enables tokenization and automated payouts on healthcare and non-medical wrap-arounds

ASIC Resistant – HCX PAY CryptoNight algorithm adjustments reduce the risk of miner centralization and consequential network security damage

Adaptive limits – HCX  PAY network intelligently adjusts its parameters based on the historical data.

Payment widgets and SDKs – HCX PAY to support revenue management,  HSA, POS, Apple,  FHIR,  Google, and  exchange integration.

KEY NETWORK BENEFITS

  • Confidential payments with no third-party privacy/payment risk
  • Reduced transaction fees
  • Trusted and reputable  "anonymous witnesses" to verify real-world events, adjudicate predefined smart contract terms, and notarize cryptographic transactions
  • Negligible risk of behavior tracking
  • Optional "auditing window" for transaction verification for your auditors and regulators 
  • Negligible risk of business transaction tracking
  • New event, activity, and outcome based payment experiences
  • More efficient and less costly billing processes
  • Decentralized node operator network for maximum security


DOCUMENTATION

OUR TEAM

CYRUS MAAGHUL
PRODUCT STRATEGY
BLOCKCHAIN

MATTHEW CONBOY
INNOVATION
HEALTH INSURANCE

ILIAS ALEXOPOULOS
MOBILE ENGINEER
LLOYDS BANKING GROUP

JIM SPRING
DEVOPS
DISTRIBUTED SYSTEMS

TOSHIO SPOOR
CTO
BYELEX BV

ANDREY ZHELNIN
INFRASTRUCTURE
DEVOPS

ANDREAS FREUND, PHD BLOCKCHAIN STRATEGIST CONSENSYS

JASON MA
SOFTWARE ENGINEER
BLOCKCHAIN

PD DR. SOENKE BARTLING
GDR RADIOLOGIST
SCIENTIST

   HCX PAY  Whitepaper

RECOGNIZED BLOCKCHAIN EXPERTISE

HCX PAY PRIVATE COIN

NETWORK

CAPABILITIES

(Token: HCXP)

A Privacy-Preserving Marketplace and Payment Network for Financial, Insurance, and Healthcare Solutions 

(click profile photos for more info)

ANNAX THONGSAMI
               MOBILE ENGINEER                iOS & ANDROID

MITCHEL SCHWINDT, MD
         BOARD CERTIFIED           MENS HEALTH

ALEX DANZBERGER
                     FINANCE                       PRIVATE INVESTOR

MICHAEL MANN
        BUSINESS DEVELOPMENT        SAGELY

XIN LEE
      SOFTWARE ENGINEER        MOBILE SYSTEMS

CORE HCX PAY NETWORK SOLUTIONS

HCX PAY INSURE - Insurance Marketplace ('HCXI')

Smart contract-based insurance marketplace for the manufacturing, distribution, and management of parametic and non-patametric risk-transfer products.  HCXI token sale starts on April 19, 2019.

HCX PAY DATA - Sovereign Data Management ('HCXD')

DApp to manage the security, privacy, distribution, and sale of consumer owned data for research, marketing, and machine learning and AI applications.  Development to begin in early 2021.

HCX PAY - Private Coin Network ('HCXP')

Privacy-preserving peer-to-peer payment network for confidential payments, layer one privacy applications, and side chain integration utilizing a native bockchain based on CryptoNote and Monero security capabilities.  Mainnet launched October 2018.  HCXP token is listed on the Erates Exchange.

HCXI Executive Summary (DRAFT)

FLORIAN REZEA
           ADVISOR              FASTERCAPITAL

COMPANY INFORMATION

HealthCombix, Ltd. Doing Business as HCX PAY

HealthCombix, Ltd. is Domiciled in Belize #172059

NETWORK APPS

A global privacy network and marketplaces powering financial, insurance, and health solutions for unprecedented confidentiality and human condition improvement. 

OUR UNIVERSAL VALUE PROPOSITION